Fulton Financial Consultants, Inc.

Learn Capital Retention Planning Concepts for Retirement using Indexed Annuities & Reverse Mortgages

FFC Home Page

Role of Coach & Mentor

Knowing What We Want

About Robert Fulton

Mission Statement

Model Client Profile

Resume of Robert Fulton

Fulton's Core Theme

So Why Am I Different?

About Fulton Financial

FFC is Not a Fiduciary

Corp Purpose & Objectives

History of FFC

Financial Products

FFC Bus Continuation Plan

Contact Us

Understanding The Website

Your New Vocabulary Words

How to Navigate Website

Purposes of Website

Construction of Site

Disclaimer / Caveats

Glossaries of Terms

Refinancing Your Mortgage

Obtaining A Proposal

Mortgage Refinance Terms

File Configuration

Purchasing New Home-Loan

Reverse Mortgage Basics

Reverse Mortgages 101

List of RVM Programs

Eligible Borrowers

Reverse Mortgage Terms

Eligible Properties

Required Counseling

FHA Backing of Some RVM's

Some Questions & Answers

About Financial Planning

The $ Planner is YOU! 4 U

Retirement Strategies

Financial Planning Terms

Investing Terminology

Rubik's Cube Plan Design

Long Term Care $ Funding

Understanding Risk

Code of Ethics

Education: CLU ChFC CFP

Questions and Answers

Reverse Mortgages 201

RVM-LOC-Line of Credit

The Kid's Inheritance?

Who are Candidates 4 RVM

Reverse Mortgages 301

Cost of Reverse Mortgage

Making Payments on RVM's

Jumbo Reverse Mortgages

HECM 4 Purchase

Expanded RVM Strategies

Refinancing Reverse Mort

For 3rd Party Providers

Annuities Explained

Definition & Basics

Types of Annuities

Q and A Session

FIA's Explained in Detail

Terms 4 Indexed Annuities

Life Insurance Options

Term Life Insurance

Whole Life Insurance

Indexed Universal Life

Variable Universal Life

Insurance Terms

Questions & Answers

Privacy Policy

Robert's Blog

Restricted Access Area

Life on Whidbey Island

Motorcycling

Fishing

Sailing

Flying

Oyster Gardening

 
Model Client Profile: In a perfect world I would attract clients with this profile.
The Client Profile which, I am most compatible and can do the most good for, based on my product lines, education, training and experience are those people:

Age 62 or older (both partners).

Have at least one heir they wish to leave a legacy for or at least preserve their residuary estate for.

Homeowners with home equity in the range of 55 - 85% of their home value. 

Retired, or approaching retirement and at least retirement minded.

Goal oriented toward Capital Retention, looking for growth and resisting spending down their money.

Have Capital assets (not including real estate value) between $500,000 and $2,000,000.

Capital Preservation is the most important thing to them. They are more concerned with the return of their money rather than the return on it.

Willing to invest the time to learn new concepts.


This Site is Not Tax or Legal Advice. Always consult Legal Counsel and Your Tax Advisor. Content of website are the sole opinions of Robert Fulton & does not necessarily reflect those of Fulton Financial Consultants, Inc.'s Investor/Lenders or insurance companies or other product vendors. Because one of my product lines is that of Reverse Mortgages I must state the following:  If the borrower does not meet loan obligations such as taxes and insurance, then the reverse mortgage will have to be repaid." The Terms, benefits and features shared as accurately as possible on best efforts basis and subject to change without notice. Therefore please discuss any decision making specifics with Robert Fulton 360-222-3236. "This material is not from HUD or FHA and has not been approved by HUD or any government agency."