Fulton Financial Consultants, Inc.

Navigation through the decision-making fog without an experienced mentor, as a sounding board, can be more than just overwhelming.  The more options we have the more challenging it is to select your most effective path. Knowing what we want is just the first part, then figuring out how to get there and how to keep it is not for the weak and mediocre. I aways say, “if bulls had no horns everyone would be a matador.” I can help you clarify if it is better for you draw social security income early or wait; decide on the best asset allocation for your portfolio in this challenging period.  Teach you how to make your money last longer by implementing capital retention and risk management strategies, avoiding costly mistakes. We can establish a plan with the best blend for the growth of your nest egg and the production of income for you. Then together, monitor the plan through the ever-changing economic conditions that we are going to be facing.

Learn from a Case Study: 

I italicized a couple of my buzz words above which are key concepts to the financial planning process. You can quickly learn these as they relate to you by reading a case study, with a twist to it.

Professional Financial Planners learn their skills by reading through and studying what we call “case studies” about a hypothetical client in a small group class with the direction of a mentor. 

You can do the same and improve your financial outlook, accomplish more financial success and improve the quality of your retirement and have greater peace of mind.

The “twist” is in this case study the subject will be YOU, in your actual situation, not a hypothetical client.  We will analyze your resources, real goals and objectives, develop a plan and monitor it into the future.

Learn more about this by clicking on the “Learn by Case Study” button in the right column of the website.

Fixed Indexed Annuities (FIA): A hybrid contract offering the best of two worlds. The features of a Fixed Annuity for its protection of your principal from market downturns combined with most of the market growth potential of a Variable Annuity.  This can allow you to capture over time the lion’s share of market profits without the direct exposure to loss from being in the stock market. This program essentially thrives in periods of stock market volatility. With the market still near an all-time high, I, like many, predict major volatility is headed our way. Therefore, I see these as a real opportunity, and these have been one to the two main focuses of my practice.

Single Premium Immediate Annuities (SPIA): Take advantage of the high-rate period we still are in to lock in for yourself an attractive pension like income payout that you can never out live. SPIAs are superior to any other method for providing the most dependable level on-going income in any period, received electronically to your checking account like clockwork. For married couples (joint annuitants) when the first one dies the survivor simply continues to receive the income uninterrupted. Just ask for a proposal quote to be emailed you will be pleasantly surprised.