Fulton Financial Consultants, Inc.

Learn Capital Retention Planning Concepts for Retirement using Indexed Annuities & Reverse Mortgages

FFC Home Page

Role of Coach & Mentor

Knowing What We Want

About Robert Fulton

Mission Statement

Model Client Profile

Resume of Robert Fulton

Fulton's Core Theme

So Why Am I Different?

About Fulton Financial

FFC is Not a Fiduciary

Corp Purpose & Objectives

History of FFC

Financial Products

FFC Bus Continuation Plan

Contact Us

Understanding The Website

Your New Vocabulary Words

How to Navigate Website

Purposes of Website

Construction of Site

Disclaimer / Caveats

Glossaries of Terms

Refinancing Your Mortgage

Obtaining A Proposal

Mortgage Refinance Terms

File Configuration

Purchasing New Home-Loan

Reverse Mortgage Basics

Reverse Mortgages 101

List of RVM Programs

Eligible Borrowers

Reverse Mortgage Terms

Eligible Properties

Required Counseling

FHA Backing of Some RVM's

Some Questions & Answers

About Financial Planning

The $ Planner is YOU! 4 U

Retirement Strategies

Financial Planning Terms

Investing Terminology

Rubik's Cube Plan Design

Long Term Care $ Funding

Understanding Risk

Code of Ethics

Education: CLU ChFC CFP

Questions and Answers

Reverse Mortgages 201

RVM-LOC-Line of Credit

The Kid's Inheritance?

Who are Candidates 4 RVM

Reverse Mortgages 301

Cost of Reverse Mortgage

Making Payments on RVM's

Jumbo Reverse Mortgages

HECM 4 Purchase

Expanded RVM Strategies

Refinancing Reverse Mort

For 3rd Party Providers

Annuities Explained

Definition & Basics

Types of Annuities

Q and A Session

FIA's Explained in Detail

Terms 4 Indexed Annuities

Life Insurance Options

Term Life Insurance

Whole Life Insurance

Indexed Universal Life

Variable Universal Life

Insurance Terms

Questions & Answers

Privacy Policy

Robert's Blog

Restricted Access Area

Life on Whidbey Island

Motorcycling

Fishing

Sailing

Flying

Oyster Gardening

 
Corp Purpose & Objectives: A "For Profit" Corp, Selling & Servicing Financial Planning Products.

The purpose and objectives of my corporation FFC, as a “for profit” company, are hopefully self-evident existing for the sole purpose of selling and servicing financial planning products and originating Reverse Mortgages. 

Since its inception FFC has sold or closed and installed over ten thousand product/program transactions.  These are including Insurance Policies, Annuities and Mortgages which was for all the commissions or income fees that were generally paid to FFC directly from the institutions it placed that business with. The primary purpose for FFC servicing these accounts is for long term account retention which is today the core business objective of FFC.  The ongoing income they provide is the funding source for my (Robert Fulton the FFC president) ongoing income.  This book of business may be my main financial asset and I consider it very precious. Therefore the primary purpose FFC has for the publishing of this website is not for acquisition of new business, but to provide financial planning knowledge and product specific knowledge to existing customers. 

This is to help them understand the value of holding these accounts in their portfolios, and to know when these accounts are no longer appropriate for them.  Again, the objective here is that of account retention, which protects clients from loses and helps protect and build FFC's book of business. Therefore Robert Fulton invest time editing and completing this website every morning.


This Site is Not Tax or Legal Advice. Always consult Legal Counsel and Your Tax Advisor. Content of website are the sole opinions of Robert Fulton & does not necessarily reflect those of Fulton Financial Consultants, Inc.'s Investor/Lenders or insurance companies or other product vendors. Because one of my product lines is that of Reverse Mortgages I must state the following:  If the borrower does not meet loan obligations such as taxes and insurance, then the reverse mortgage will have to be repaid." The Terms, benefits and features shared as accurately as possible on best efforts basis and subject to change without notice. Therefore please discuss any decision making specifics with Robert Fulton 360-222-3236. "This material is not from HUD or FHA and has not been approved by HUD or any government agency."