Fulton Financial Consultants, Inc.

My philosophy is that of client empowerment. The financial world is not as over whelming as it may first appear, but you can make it that way. The main thing I have observed in consultatively installing more than 5,000 intangible financial instruments (i.e., a stock, bond, mortgage, policy, annuity, IRA, pension) is there is one "most important" investment. That of Time. Investing in “time” to learn how to take care of yourself financially, will pay big dividends, in self reliance, control of your destiny, and in staying whole. Awareness that no one is going to do that for you, better than you, is the starting point (class 101). But there is still a role for someone like me, to help provide the education, information and to implement the solutions (financial program & product) to support your goals. Most of those instruments (on the list above) may no longer provide rewards worth their risk (class 201). While they may be intangible, the sting you will feel when you lose your money in them, is real!

Let us start the process exploring with a "fee free" telephone consultation interview to confirm we have compatible philosophies and you are suitable regarding risk profile and time horizon for my services and programs. If so, I will mail you my detailed narrative “Exposure to Gain While Staying out of Harms Way” which will guide you step by step through the maze of understanding trends and what opportunities there are for your nest egg to grow. These opportunities are primarily for my “risk adverse” clientele, those wanting programs inherently designed to avoid capital losses or to balance the portfolios of the aggressive.

Some of the programs include: Super Competitive Jumbo and Conforming Loans, Indexed Annuities and Life Insurance.

Approved Investor Lenders and Product vendors include: ING, US Bank, Washington Federal Savings, Provident Funding Associates, LP, JPMorgan Chase, Prudential

Internet technology has made working from anywhere possible, even Whidbey Island. I can quickly email proposals for refinancing and send educational narratives and financial product solution illustrations to you. Although these days most of my business services are provided over the phone I do enjoy “in person” visits to pick up packages from my clients in Seattle and the Eastside several times a week. I have maintained Kirkland and Seattle phone numbers for your convenience.      

Many of my client friends have asked about my life on Whidbey Island. The quality of life is great here at Lagoon Point, South Whidbey Island. The pace is a little slower so I can enjoy the semi retired lifestyle. The main attraction for me was in shortening the length of my commute to my sailboat to 20 steps out the back door and on to my own dock. I enjoy going out for a sail before dinner, or sail to the San Juan Islands over the weekend. But I pay a big price commuting on the ferry to see my Seattle clients. Those long commuting waiting lines in the summer renewed my interest in motorcycle riding. I will share some photos below of life here.